I had no idea what term life insurance no medical was, until I took the time to read up on it. In fact, I really did not realize that there are numerous types of term life insurance and you can actually just pick the one that seems to work best for you.

I chose to go with the term life insurance that would give me the best benefits, but that I could also afford. I would have to make monthly payments, since I do not have enough to pay for the entire amount on the premium at this time. According to the woman that I talked with on the phone, that is just fine and I guess that lots of people do that all the time. I am glad that I took the time to set up this insurance that may need to be used in the future.